Filing Bankruptcy in California

If you are in a financial situation that seems dismal, you need to hold onto hope. There are solutions available to you that may eliminate your debts, get creditors off your back, and keep your credit score healthy.

One of the most frequently-sought resolutions to fiscal woes is to file for bankruptcy. Although it is common, filing bankruptcy in California is not necessary easy or straightforward. There are plenty of legal pitfalls and complications that need to be addressed by a professional to ensure nothing goes wrong.

Steps for Filing Bankruptcy

  1. Bankruptcy means test: You will first have to complete this test to determine if you even qualify for a form of bankruptcy. If you do, you may proceed. If you do not, there might be other options available to you. Contact us to learn more.
  2. Gather documentation: There are a few things that you want to itemize to make this process smoother. If you cannot locate some items, you should work with a professional attorney to figure out what is missing.
    • Sources of income
    • Major transactions for the last two years
    • Monthly expenses (necessities)
    • Al forms of debt
    • Real estate property, assets, and possessions
    • Tax returns for the last two years
    • Deeds
    • Car titles
  1. Determine exemptions: In many cases of bankruptcy, some items will be exempt from collection. Some items that might ultimately be considered exempt include:
    • Homes
    • Automobiles (when necessary for travel)
    • Certain retirement funds
  1. Filing: A two-page petition and a stack of other forms will need to be filed with your district bankruptcy court (see below). Get a lawyer to double-check everything for completion and errors. One mistake could send you back to the beginning.

Financial Help When You Need It Most

Correctly filing for bankruptcy could mean serious and immediate relief for you, your family, and your business. Incorrectly filing or failing to do so at all might spell further financial troubles. To get yourself started on the right track, contact our bankruptcy lawyers today to request a free initial consultation.

Bankruptcy Court Locations in Southern California


Los Angeles Bankruptcy Court

255 East Temple St.
Los Angeles, CA 90012
(213) 894-6244

Riverside Bankruptcy Court

3420 Twelfth St.
Riverside, CA 95201
(909) 774-1000

Santa Ana Bankruptcy Court

411 W. Fourth St.
Santa Ana, CA 92701
(714) 338-5300

Santa Barbara Bankruptcy Court

1415 State Street
Santa Barbara, CA 93101
(805) 884-4800

Woodland Hills Bankruptcy Court

21041 Burbank Blvd.
Woodland Hills, CA 91367
(818) 587-2900