Filing for Bankruptcy in California

Experienced Bankruptcy Lawyers in Santa Clarita

If you are in a financial situation that seems dismal, you need to hold onto hope. There are solutions available to you that might be able to eliminate your debts, get creditors off your back, and keep your credit score healthy.

One of the most frequently-sought resolutions to fiscal woes is to file for bankruptcy. Although it is common, filing for bankruptcy in California is not necessary easy or straightforward. There are plenty of legal pitfalls and complications that need to be addressed by a professional to ensure nothing goes wrong.

If you are thinking of filing for bankruptcy, contact The Werner Law Firm today to work with a team of compassionate and knowledgeable Santa Clarita bankruptcy attorneys.

Steps for Filing for Bankruptcy in CA

  1. Bankruptcy means test: You will first have to complete this test to determine if you even qualify for a form of bankruptcy. If you do, you may proceed. If you do not, there might be other options available to you. Call 800.752.9937 to learn more.
  2. Gather documentation: There are a few things that you want to itemize to make this process smoother. If you cannot locate some items, you should work with a professional attorney to figure out what is missing.
  • Sources of income
  • Major transactions for the last two years
  • Monthly expenses (necessities)
  • All forms of debt
  • Real estate property, assets, and possessions
  • Tax returns for the last two years
  • Deeds
  • Car titles
  1. Determine exemptions: In many cases of bankruptcy, some items will be exempt from collection. Some items that might ultimately be considered exempt include:
  • Homes
  • Automobiles (when necessary for travel)
  • Certain retirement funds
  1. File: A two-page petition and a stack of other forms will need to be filed with your district bankruptcy court (see below). Get a lawyer to double-check everything for completion and errors. One mistake could send you back to the beginning.

Help When You Need It Most

Correctly filing for bankruptcy could mean serious and immediate relief for you, your family, and your business. Incorrectly filing or failing to do so at all might spell further financial troubles. To get yourself started on the right track, contact our Santa Clarita bankruptcy attorneys today and request a free initial consultation.

Where are the bankruptcy courts in Southern California?

  • Los Angeles Bankruptcy Court
    255 East Temple St.
    Los Angeles, CA 90012
    (213) 894-6244
  • Riverside Bankruptcy Court
    3420 Twelfth St.
    Riverside, CA 95201
    (909) 774-1000
  • Santa Ana Bankruptcy Court
    411 W. Fourth St.
    Santa Ana, CA 92701
    (714) 338-5300
  • Santa Barbara Bankruptcy Court
    1415 State Street
    Santa Barbara, CA 93101
    (805) 884-4800
  • Woodland Hills Bankruptcy Court
    21041 Burbank Blvd.
    Woodland Hills, CA 91367
    (818) 587-2900